Great thank you
Which Court have you received the claim from ? Northampton N1
Name of the Claimant ? Adidas (paperwork to be sent to DWF)
Date of issue – . 24/01/2023
Particulars of Claim
What is the claim for –
1. the claimant sold and delivered goods to the defendant.
2. The defendant subsequently invoked the claimants returns and withdrawal policy. Whilst the claimant processed a refund to the defendant in the sum of £3,996.17, it discovered the goods were never received back.
3.The claimant had therefore made the payment to the defendant as a result of a mistake.
4. It then demanded the sun on 24/07/2022z the defendant has failed to pay all or part of that sum.
i.the claimant is entitled to repayment of said sum and further claims Interest pursuant of s.69 of the county courts act 1984 at the rate of 8% from the date the claimant demanded payment totalling £612.28 and continue using at a daily rate of £1.04.
AND the claimant claims against the defendant
1) the sum of 3996.17
2) damages in the alternative
3) interest as aforesaid
4) costs
What is the total value of the claim? 4768.45
Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Threatening letters from DWF demanding payment and saying coeval action MAY commence if not paid
Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Yes
Did you inform the claimant of your change of address? No
Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Civil recovery
When did you enter into the original agreement before or after April 2007 ? Original date of my order was October 2021
Do you recall how you entered into the agreement...On line /In branch/By post ? Ordered online
Is the debt showing on your credit reference files (Experian/Equifax/Etc...) ? No
Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Original creditor is adidas but paperwork to be sent to DWF so I assume the debt has been assigned to them
Were you aware the account had been assigned – did you receive a Notice of Assignment? No
Did you receive a Default Notice from the original creditor? No
Have you been receiving statutory notices headed “Notice of Sums in Arrears” or " Notice of Arrears "– at least once a year ? No (don’t think it’s applicable in this case)
Why did you cease payments? No payment made
What was the date of your last payment? N/a
Was there a dispute with the original creditor that remains unresolved? No contact from the original creditor, DWF popped up out of nowhere. Provided evidence of me returning the items to them such as tracking and confirmation from adidas about receiving the items but they claim it was automatically generated and goods not received
Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No, was advised to ignore DWF letters