Hello guys I am in a situation where I missed my monthly payment due to insufficient funds and Harlands want me to pay admin fee of £15 with the gym fee being £17.99 with them wanting to charge me £32.99 total on 18th of November. I have no contract with my gym and i simply pay every month. By reading the topics on here i know to cancel DD and send a letter offering to pay the 1 month i owe my gym and nothing else, i do not plan on going to my gym anymore after this. I am willing to pay my gym the £17.99 but not Harland admin fee thanks