Sorry to trouble people.
I received a letter “We need to check your tax credits claim” 2020-21 from Hmrc.
It asks for bank statements Jan-Mar 2021, P60, P45 for both me and my wife, she doesn’t work. Plus wage slips
I have three boys oldest 17, all still in educations, they are asking for proof also that my eldest in still in school, he is but unsure why asking, that is no issue.
I lost my job after covid may 20 and started a new job Apr 21, I assumed , as I was paying tax , NI etc to HMRC directly at source (PAYE) they would amend it.
They didn’t.
I worked there From Apr 21 til June 22, I don’t anymore.
I have this letter from them and they are saying I need to supply all documents by 27th November.
At end they mention if anything I wish for them to take into account where they may consider a penalty please let them know.
Also if they suspect me of criminal offence they may carry put an investigation. Is this a standard letter.? Very scary.
I admit it was my error and I should have notified them, however, after being out of work for 9 months and with covid we left it.
Stupid.
I can send them my P45 and P60, wage slips etc (they must know exactly anyway as I was PAYE) , this will disqualify me from credits, but I am happy to pay back as compared to stress a result. They say we got £9,000 of tax credits 20/21.
I don’t want to give them my bank statements as had help from parents with income plus I collect football memorabilia and was selling items to make ends meet on eBay, but these are /were my own personal collection.
If I have to send them these I can but prefer not as will drag it on as will have to explain it all.
Should I fill in the form they sent and send all the details they want, P45, P60, proof for sons school, wage slips etc. and leave bank statements off.
I guess once they get this they will demand the £9,000 back, just happy to close it and then set up a payment plan.
Would this be ok?