Sorry not sure I got this. Do you mean ignore completely and see what happens, or VS then ignore and see what happens? I'll look into VS a bit as well, they were meant to email me back this afternoon, and ofc they don't seem to have bothered!

They've paid judgment (finally!) but now I'm stuck with a dead car and £7000 outstanding finance! my understanding from the people that helped me write the claim was that the contract would be voided as well!

There is no way I'm paying the outstanding balance on a dead vehicle after six months, that's what this whole argument is about!

The claim was against close brothers the finance company! So what do I do now? they want me to VS and still pay the outstanding balance

Just had a call from close brothers. they're happy to take the car away but still want to charge me the outstanding finance (about £7000!). they said I need to "voluntarily surrender" the asset and they'll "sell" it and take that off the remaining finance. I am refusing to accept this and want the contract cancelled as per the court case! any advice?

I was told not to touch DD until the court case came to fruition and I got my money back. I will draft a letter to them now re the car. thanks

I was going to just state if not collected within X days it will be sold / scrapped? Can I cancel my DD finance now too!?

Yes the figure is made up of current money paid to repairs, deposit and up to date finance payments

"By an HP agreement on 30/4/22 with the defendant I bought a car – Kia Sorento, for £7700. Within In the first 5 months the car demonstrated defects and is not of satisfactory quality. Claimant was informed by the supplier that it was her own responsibility. Being unaware of her rights, she had certain repairs carried out at her own cost. The vehicle is presently undrivable and is on her premises. The supplier of the car and defendant have both been fully informed and have declined to act refused to take any action. Claimant seeks full reimbursement of purchase price, repair costs & incurred expenses - £5470.53. Defendant has been notified of storage cost."

I will post tomorrow. They have so far ignored all correspondence from me since November I'll see if I can finally get them to respond!

It's sat on my drive! I did have it in and then @BankFodderedited it differently!? I'm so done with this finance company >.< In the POC I did state it is of unsatisfactory quality.

Surely the case agreeing that the vehicle is unsatisfactory means the contract is void? What do I do now then!? They have made no attempt to contact me or claim the car back!

HOORAY! I got my money from Close Brothers (just over £6000). Now what do I do with the monthly finance payments on a dead car...? Can I cancel these now, seem as I won the case!?

Yes thanks I think I understand now, I emailed them and they explained it also, so I'll be instructing them later

Ok I think I'm understanding a bit better - I'm sorting the sheriffs office instruction later. Then after I get the money (or now?) I need to start fighting and organising to get the rest of the finance cancelled?

This is all from MCOL: "Claim History Your claim was issued on 19/12/2022 You submitted a judgment against Close Brothers on 10/01/2023 at 14:22:16 Your judgment against Close Brothers was issued on 11/01/2023 at 19:09:04" Warrant - Guidance Step 1 of 8 Each step is completed by clicking 'Next' at the bottom of the page, which automatically confirms and saves the information you have entered. Any error messages displayed at the top of a page must be corrected before moving on to the next step. Before you can complete your warrant request: you must have a valid judgment against the defendant(s), either in default or by admission and the defendant(s) must be in default of the judgment order, ie failed to pay the amount ordered or be in arrears with an instalment order The minimum amount you can issue a warrant for is £50, or one monthly instalment, whichever is the greater amount. The maximum amount you can issue a warrant for is £5000 (including costs), unless you are enforcing an agreement made under the Consumer Credit Act 1974 in which case you may issue a warrant for up to the claim amount. If the Judgment is for over £5000 and payable forthwith or in full by a certain date, you cannot request a warrant unless it relates to the Consumer Credit Act 1974, in which case you may issue a warrant for up to the claim amount. If the judgment is payable by instalments of less than £5000 you can issue a warrant provided the defendant has defaulted on the instalments. The amount of the warrant must be at least one instalment but can be anything up to £5000.00 unless it relates to the Consumer Credit Act 1974, in which case you may issue a warrant for up to the claim amount. The fee to issue a warrant is £83. The warrant will be sent for execution to the court covering the address you gave for the defendant.

Tried that but they need the CC address and the online one isn't there? Or do I choose the closest one?

I must be being very dense - how do I transfer it? MCOL offer a warrant sent, do I do this?

The HCEO website - it makes you search your local office so I sent an email there.

Ok thanks - I've sent an email

So what is the warrant you can send? That seems like the same thing?

I'm confused? My whole claim is on MCOL? I can send a warrant through them for the money? I searched HCEO but they need a county court address and all I have is the "county court business centre"?

I used MCOL?

No because @BankFodderhelped me write it and said it would be done separately later? Trying to fill out the enforcement form, but there's no option for the 'County Court Business Centre'?

Going to be sending enfoircement later. What steps do I need to be looking at now to cancel the remaining finance? (Getting £5900 hopefully from this court case, still £7000ish left to pay off!).