Hello, I have some debts from 4 years ago, including a CCJ. My life had fallen apart at the time. Some of this debt was invalid. I don't have the strength to deal with this right now not least because a loved one who is my carer has just received a terminal cancer diagnosis. Since moving in to a new address with my carer a few years ago I have avoided setting up any bank account or any other account (monies paid to my carers account). As I am afraid the credit agencies would then alert every vulture and DCA who would make life impossible. But I now need a bank account, is there any account I can open that I can be sure won't share my details with credit agencies and DCAs? Or if not is there another alternative such as certain prepaid accounts or?. Thank you in advance.