My first post & hoping for some advise. Sorry but a bit long. Purchased a car & Three year warranty through "Yes Car Credit" back in the mid 1990's (total of approx £5K including interest). Yes went "Pop" a year or so later & it was passed to Welcome. After about two & a half Years to Car developed a Suspension issue. We contacted Welcome to arrange repair under the Warranty. Only to be told that when they took over they transferred to Warranty to another company & it was only for TWO Years & so Car was no longer covered. We were notified of the change to Welcome, but not the Warranty. After a long discussion(over several weeks). It was decided to return the Car as it could not be driven, still paying for it & we could not afford the repair (During this time my Wife had to give up work due to illness & I became her Carer). It eventually went to Court (advise given from CAB) & a CCJ was issued for £10 per month, with payment to Cabot Fast forward approx 24 years to now & in the last few weeks have received two letters from Cabot(which is the first time we have heard from them since the creation of the payment plan for the CCJ). Both asking me to up my payment to £40 per month & the outstanding Balance is £8,730.52!!! I'm 59 & at £10pm I have nearly 73 more Years to pay. Questions. I read that Welcome Car Finance is no longer trading & went out of business on the 2nd March 2011. Is this correct? Being on Disability/Carers Benefits since the late 90's & recently had to go on a Debt Management Plan. Can this be added to the Plan? Doing some Maths we have already paid off approx £3K, so Welcome/Cabot must at some point added £5K to the original Debt. Does this sound right? Any other advise eg could this debt be written off as had a similar issue with Provident, but that has been written off? Thank you in advance.