Hello everyone,
I took out the old-style student loans from 1998 - 2001. I always deferred as I never earnt above the threshold.
I last deferred in 2013. In 2014 I filled in the deferment forms, however I lived overseas from 2015 until 2016 and I don't think I ever received proper notification that slc loans were being managed by Erudio.
I have had big gaps in communication from Erudio - however they have recently written to me - a standard letter saying that this is a notice of sums in arrears and I'm behind in payments. And contact details if I want to discuss the state of my account with them.
Last week, Dryden solicitors have contacted me. I received an email from a Technical Litigation Officer at Dryden Fairfax. "further legal proceedings may commence without further notice. This may include an application to the Court to progress the legal action commenced against you. It is also likely that any such application will include an Application for Summary Judgment."
I'm confused why I'm hearing from both organisations. What shall I do? I thought about asking Erudio for proof that the sent me a deferment form. Also asking the FCA and Financial ombudsman for advice.
Thanks