I have not recieved a letter of claim yet, no I just worry about it going that far and getting the bailiffs involved, I have mental health issues as well as being a carer and that is my biggest concern.

Hi, After recieving advice I sent mortimer clarke prove it letters and this is the response I recieved today. I'm unsure of how to take this and what to do now. So far they have had 2 letters from me asking for the same things and now this letter saying that they done need to prove anything and I have no right to see private documents. Any help would be appreciated

I'm sorry but I came to this site for help and advice because I have never had to deal with this before, I don't think that your replies have to be so rude, I was only looking for advice as like I stated I suffer from mental health issues and yes, these things can be scary to those who do not know about them.

Thanks, I was just worried as the solicitors sounded official and I didn't want them showing up on my door step or sending bailiffs round.

I wish I hadn't panicked, easier to say than do unfortunately, they were buy now pay later as far as I remember and the last payment made to cabot was November last year

I received a letter from them last year and set up a payment plan for £5 per month, I think they were taken out 2 years ago and yes they are on my credit file.

Hi everyone, Really hoping someone can help me. I received a letter from cabot regarding 2 accounts that they have in my name for fashion world and jd Williams, I had payment plans set up on these but to be honest don't remember that, when I asked them for proof they told me that as I had plans set up I was not entitled to proof as that was the proof. Now these plans were last paid last year and today I received a letter from them telling me that mortimer clarke solicitors will be in contact in the next 7 days. I have severe anxiety and adhd and I'm worried sick about what to do next, please can anybody help me and give me some advice? Thanks in advance.