I recently got a gym membership, paid for the first month, did't like the gym.
Anyway, ended up paying for the second month because I forgot to cancel it in time (they have a 2 week notice period, fine).
Instantly saw the charge and went to cancel my membership. Later that day. I see the direct debit was refunded, I thought this was due to cancellation, felt happy... but later I found out it was refunded because the DD bounced, due to multiple unrelated charges arriving that day, and not enough funds in that account.
I soon get an email demanding the original payment + an "admin charge" late fee. At this point I cancel the direct debit, as I clearly can't trust these mad people. So they attempt to take that money, and of course they are unable to as I'd canceled the DD, so they add another late "admin" charge.
What are my options to stop this madness, was cancelling the DD a fatal mistake? As now, I can't just have them take the money first, then have my bank fight for me. What are my options?
And I'm being contacted by email. They know my email. How should I communicate.
I guess I need to pay that final membership payment. But no way am I paying those late fees.