Thanks for your response, i am willing to pay it back, but i can only do that if i have a repayment plan, my only concern is if they would allow me do that and if this won't show on my credit file.

I opened my PayPal account in 2019, not paypal credit but PayPal negative balance because i don't have enough money in my account, so the direct debits bounced, not gambling but i lost lots of money on Crypto and stock trading.

Hello, i have about £8,500 negative balance on my paypal, i have read on this forum that paypal do not sell their debts and they do not report a negative balance to credit agencies, does this still applies or things has changed? Also, will paypal allow me pay what i can afford over time? I really need advice. Thanks