Hi
Thanks for the reply.
Yes I had a bit of a episode last year and I decided to "sort my life out" , so all my old debts I began contacting and trying to sort out. I had another one outstanding but Lowell couldn't get the CCA for that and then wrote it off and it was removed from my credit report.
This is the last one left now. Last time I checked my Experian report it had a default date of 28/10/2016, after that it is statute barred yes? I have not made any payments since around March of 2016 (approx 6 months before the default date - I assume that's how they have set the default).
After the date of 9/7/2022, I expect Moorcroft to send a request for payment? Should I reply to that with a letter basically asking again "where is my CCA?"
Thanks