Hi, it's more about having a clean slate for me I am trying to get my first house,
The debt is with santander for £650, this is from August 2018, maybe it does not show on my report and that's why it says there's nothing on there but it's still money I owe,
I would of thought it would have defaulted on my score and would show that I have not paid it back I believe my account a £600 overdraft what cause the debt.
This debt is only 4 years old.