Sorry do I send a CCA or SB letter. As Lantern are not the original lenders I am sure.

No have not moved and have not touched a payday loan for over 6 years or more. I will send a CCA and see what reply I get. I think the company was Mr Lender not sure. Thank you once again for your assistance. I have checked my credit file I have two showing one for £44.00 dated 3/4/17, updated 8/7/2020, default date 30/3/18 second was for £131.00 dated 5/5/17 updated 8/7/20 defaulted 30/2/18. Total amount they are asking for is £1004.46. Hope this helps

No have not moved and have not touched a payday loan for over 6 years or more. I will send a CCA and see what reply I get. I think the company was Mr Lender not sure. Thank you once again for your assistance. Regards

Thank you for replying so quickly, I cannot remember who was the original lender or how long ago it was know the debt is older than 6 years. Can I sent them a request asking for original agreement and company who borrowed the money and all relevant info. Regards romania

A debt collector attended my address today he said he was calling on behalf of lantern so I shut the door on him. He sat in his car and then posted the letter by hand. The company is called Engage Services Ltd. , I recall this was a payday loan and pretty sure it is over 6 years old. How do I deal with this company not sure how to write back to them. Please can you help. Regards Romainia