@dx100uk when a statement arrives from IDR saying that they have now recommended to their client to referr my account to solicitors for legal action. what do I do?

hi everyone, they are persistent. they are warning if i dont respond and work out an arrangement, drastic action will commence which could result in CCJ followed by a number of issues such as charging order , bankruptcy and others. So they are urging to get in touch and work something out immediately. views? still willy waving?

whats the significance of a Financial Assessment Form? received that few days ago.

hi @dx100uk "you must let us know immediately to avoid action being taken... " does sound like a warning. wouldn't you say? "under the local law which governs this pending agreement,..." which local law? "our client may continue to add contractual interest, fee and charges to your liability. If solicitors are instructed, these additional fees will be sought." they have already inflated the number. this sounds like a warning too. @dubai 5 0 did they try to call you?

hi @dubai 5 0 did you try to reach out to the original creditor and attempt negotiation? how long ago did it start?

Fair enough. I’ll send them a snail mail as well. with my postal address. vut what should I do with the current comms from IDR? Ignore despite the warning?

I only replied to the banks last email. Not yesterday but the Friday before. Requesting them to deal directly with me and not through a third party. But they never responded. only this week I get both an email and a letter by post from them Willy wavers.

So what’s the form of action? Contact the bank again? or reply back as per unclenilgaria?

The exact text says: if for any reason you believe you are not indebted on the above account or any of the information we hold is incorrect, you must let us know immediately to avoid action being taken against you. please note that under the local law which governs this pending agreement, our client may continue to add contractual interest, fee and charges to your liability. If solicitors are instructed, these additional fees will be sought.

So informed the back of my address last Friday. Never heard from them back. got email and letter from IRD quoting an inflated figure and that I should get back to them in 14 days if I think the number is inaccurate otherwise there will be legal action

Sorry @dx100uk what do you mean by OC and F&F? also what do you mean by write with address and let it run? Try and contact the last point of contact from the bank that sent me an email and negotiate a payment plan? In his last email he left his phone number. I know you said to not email but how is snail mail meant to work?

Few months? So it’s been going for quite some time. Which bank are they representing? When did you leave the UAE? @dx100uk any view with regards to the amount?

Are they still chasing you or have they stopped? If still, How long have they been doing this for?

@Brazzer69did you have to go through the same situation? How was it resolved?

@dx100uk aprox £30k