Noobsabot221
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Credit hire court case bank statements/Impecuniosity
Noobsabot221 replied to Noobsabot221's topic in Motor Insurance
Savings are fine ? -
Credit hire court case bank statements/Impecuniosity
Noobsabot221 replied to Noobsabot221's topic in Motor Insurance
Thanks . I was just concerned about the Impecuniosity as it’s a broad term? Is this main reason why credit hire companies work on? Will I need to provide personal bank statements even if I hired a cheaper car and not if found not impecunious ? Also what’s a GAT report on car hire? Anybody here whose had been to court for this ? Sorry just to update my credit hire company is talking other side to court for all the expenses -
Long story short me and my son were rear ended my car was a Volvo XC90. First time accident (naive) so my insurance automatically transferred me over to a credit hire (which I didn’t know) and dropped a expensive car. I then cancelled and said I want to cheapest car possible which they resent around 200£ a day from 500£ a day (I have email proof too so tried to keep costs minimum). Looking however at the small print it says I was classed as Impecuniosity. I did have savings (could probably afford it but I planned to use it for my pension) but why should I be out of pocket for something that wasnt my fault. This is going to Court now . If they do ask for bank statements would this be a problem if I don’t provide this ? Would it look bad if I’m not classed as Impecuniosity however the car I hired was a lower model and cheaper one? Otherside not accepting fault for everything
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