I took out a door step loan in 2008 with provident personal credit , but got in to financial trouble , they apparently sold in 2012 to vanquish bank , because of my financial situation I was paying them a £1.00 a month , I have lost my job due to health problems I have not paid anything on this account for three years , please could all your excellent advice on here , if I can get this account wiped off under the present provident scheme , has provident are the original creditor and that’s who signed the consumer credit agreement with