Ok I said I wouldn’t question your advice but I have to ask..
By contacting Cabot and confirming my address which they obviously already have, am I in anyway acknowledging the debt?
And I understand the reason for updating address when moving to help protect people from getting a backdoor ccj but it’s already a backdoor ccj no?
(sorry for the double post)
Thank you, Andy
I was confused about SB being applied to a last payment/acknowledging the debt and now understand that this does not apply to a ccj. It’s the date of the judgement itself that starts the clock.
You have saved me from looking for the last payment I made (which I think was circa 2014)
Thank you also for the explanation of discharged.
I know I took the money. I don’t like owing anything to anyone. But I am a different man to the person I was back in 2012. Even back then though I witnessed good ordinary people be refused insurance claims on technicalities, clever word play and changing limitations/policy conditions mid year/renewals knowing that many would not read through the documents properly.
I saw evidence of support being deliberately withheld from those in mortgage/business loans arrears and also the disgusting abbreviations used in internal emails to trick, lie and deceive consumer's into having to surrender their homes/business’s. I know the suffering this would have caused these folks and their families.
If any of you reading this are aware of these things, you will also be aware that this is the tip of the iceberg when it comes to the theft and skullduggery of the banks and central banks and the misery (and death) they cause worldwide. The rest of us would surely be thrown in jail if we tried any of this ****
I won’t lose sleep over owing this money to THEM.
Thanks again. I’ll sit tight.
I really do appreciate the time you guys spend helping others on here. It has uplifted me this week to have you here and helped to mitigate all the worry and stress at a time when I should be focused on my daughters grieving process. So for that I am more grateful to you lot than you will ever know