No, mail wasn’t forwarded - this was 3 years after I had left UK, my house had been sold, all accounts closed as far as I knew. Mail was forwarded for first 6 months, not 3 years. who do I ask for the S.87 notice, the court or the creditor?

Sorry! I'm new to this! The card was a Barclaycard, but the debt has been taken over by Lowell Financial. The CCJ was issued in May 2019, 3 years after I had left the country. Not sure what other details you require, but this is pretty much all I know right now. As I say, I don't really have an issue with the debt, I can sort that, but its the CCJ that is having such a detrimental effect, so I'd just like to know if others have had any joy in getting them quashed, and if so, on what grounds.

Hi, thanks for the reply. yes, I know the details from the Registry Trust and my credit file (now I’ve checked it!). Can’t remember when I took the card out, but it was last used end of 2015/ start 2016 ( I moved out of UK March 2016)

Hi everyone, First time poster - just found this great resource! Just looking for a bit of help and advice really. My situation is as follows: I moved from UK to UAE back in 2016. I thought I had cleared everything up before I left, but there's always something to come and bite you. I have an unpaid debt for a credit card, totalling just over £800. In May 2019 the company got a CCJ against me for the unpaid debt. I returned to the UK in June last year, and moved into rented accommodation - nothing was said at the time about a CCJ against me from the rental company. Now. a year later, and I am looking to move from my current accommodation (moving from city to country) and I was told about a week ago that I couldn't rent the house I wanted because of the CCJ. This is the first time I was aware of its presence. In the last year, it hasn't stopped me renting my first house, getting a new credit card, or leasing a new car, and I have never been as much as a day late with my rent. From what I have read so far, I have grounds to ask for the CCJ to be removed in that a) I was out of the country b)never received any sort of notice of this and c) had no chance to enter a defence against the CCJ. I don't dispute the debt, and am able to pay it in full - but if I do so the CCJ will still remain on my file and be seen by other prospective landlords, so I really need to get it removed. Does anyone know if this is possible? Thanks all, Steve