But the point they are raising now it is not about the amount declared, but:
1) They won't insure any items with an item value more than £300
2) I have just paid standard delivery
3) Although they accept responsibility of losing my parcel, they send back liability to me as I signed their contract, where in the small print where they say:
“For any other Goods or Parcels we will only be liable to you for Loss or Damage or Late Delivery to the extent that it is caused by our negligence, in which case we will pay compensation to you subject to the limits set out in condition 8 below (“Compensation”).” 2.26. 18.2 Clause 7.3 2.27. “The Compensation shall be the full extent of our liability to you for Loss or Damage or Late Delivery”
Subject to clause 8.5 Unless you have taken out our Full Cover, the following limits apply to our liability to you under a Contract: 2.30.
8.2 Subject to clause 8.5, our liability for each instance of Loss or Damage or anything else other than Late Delivery is limited to whichever is lesser of: 2.31. 8.2.1 £20; or 2.32.
8.2.2 the cost of repairing the damaged Goods, or the value of the lost or damaged Goods (as we shall reasonably determine up to a maximum of the price you paid or were paid for the Goods) and we will refund your Charges.. 2.33.
8.3 Subject to clause 8.5, our liability for Late Delivery is limited to refunding the Charges. 2.34.
8.4 Subject to clause 8.5, when you submit an Order, you may take out our Full Cover. If you do so the limit of our liability to you for Loss or Damage will be varied to whichever is the lesser of: 2.35.
8.4.1 the level of £300 2.36.
8.4.2 the cost of repairing the damaged Goods, or the value of the lost or damaged Goods, (as we shall reasonably determine up to a maximum of the price you paid or were paid for the Goods); and we will refund your Charges.”