Thanks all.
"Where are you actually going with this?" I honestly don't know!
I was really cross because I always drive at the set limit - cruise control and SatNav information.
I guess this time I got it wrong and, okay, I'm bang to rights and I'll take the hit.
What's really upset me is that people drive at dangerous speeds on the roads around our house.
I wrote to the council asking about traffic-calming measures.
They said 'no - try TfL' (Transport for London), who said 'no - try the Police', who said 'try the Council'.
So idiots continue to scream through built-up areas at 50, 60 mph, but I'm caught doing 50 on a motorway...