Thank you so much.
And just thinking more about the UAE banks. What would you recommend in terms of communication with them, aside from clear confirmation of my Uk address?
I’m really not in a position to enter into a any sort of payment plan but would like to discharge the debt at some point (though I don’t know how realistic that is).
Will I prejudice myself in the future if I don’t now ask them for a hardship consideration? Offsetting of interest/charges etc?
Or should I say nothing further and rely on limitations on the collection of the debt years down the line?