Hello,
I am nervous as this is my first post but I am also very stressed as the situation is out of control and I am despairing.
Ovo are my gas and electricity supplier since 2010.
I had a DD set up with them at £198 a month.
In March 2016, I cancelled the DD without telling them which I know I shouldn’t have done but I did this because it was becoming difficult to keep paying and my Ovo account was in credit of around £1500.
Sounds and is weird and bad but I didn’t give it a second thought.
I didn’t hear anything from them, no bills via email or post and then out of the blue I receive a letter in the post dated 29.01.2021 stating they’re writing to me “again” about my debt of £6626.56.
I emailed collections and offered £100 a month as this is all I can afford at the moment and they responded saying I need to call them to discuss the matter.
I was too anxious to call them and found it all too overwhelming.
Then I received a “Final Reminder - Notice of Default” letter dated 11.02.2021 which said if they don’t hear from me within 30 days , they’ll share my data with CRAs or get a court order for the debt.
I have been burying my head in the sand but have been researching what to do.
What I found is that there’s a backbilling rule.
However, I am not sure it applies to my situation as although I can see from my online account that, Ovo haven’t issued me any bills from 8th August 2013 to 4th August 2020, I cancelled the DD.
Although they haven’t mentioned this.
In addition, I haven’t given meter readings and have just noticed that the electricity meter isn’t clocking. I recall someone coming to do meter readings a couple of times during this period though.
This morning I received a letter dated 08.03.2021, stating they’ve passed my details to a debt collection agency who could apply for a ‘right of entry warrant’.
It's a mess and so am I.
Please if anyone can help and let me know what I can do in this instance as I do not want a prepayment meter or to have further costs added which is what Ovo say will happen.
Thank you