Ok great. Thanks for your help.

Hi everyone! I’ve just read through a few other post so doing my own now. I’ve literally just got a letter through my door from Arrow telling me my shop direct (carval) account has been passed to Resolvecall. The debt is £204.76. Reading online I think the debt might be from littlewoods. I am now 34 and have worked hard over the last 10 years to improve my credit score after messing it up when I was a teenager. I’m not saying the debt isn’t mine, it could well be as I took out a lot off silly little accounts when I was 18 but like I say, I have paid back everything I thought I had borrowed and haven’t had any defaults for a years now in 2017 I had 2 later payments and that’s all I can see on my ClearScore credit file. Now all of a sudden I get this letter. If this debt is mine it is probably from about 14 to 16 years ago! At first i thought it was a scam but reading through they seem to be a real company but I don’t want to call and give them any of my details but I don’t want to effect my credit score that I’ve worked so hard to build and I also don’t want to pay a debt if it wasn’t mine. I think anyone would struggle to remember what they had bought that long ago! Any advice would be greatly appreciated, thanks

Hi everyone! Just jumping on this post as I’ve just been reading through. I’ve literally just got a letter through my door from Arrow telling me my shop direct (carval) account has been passed to Resolvecall. The debt is £204.76. Reading online I think the debt might be from littlewoods. I am now 34 and have worked hard over the last 10 years to improve my credit score after messing it up when I was a teenager. I’m not saying the debt isn’t mine, it could well be as I took out a lot off silly little accounts when I was 18 but like I say, I have paid back everything I thought I had borrowed and haven’t had any defaults for a years now and now all of a sudden I get this letter. If this debt is mine it is probably from about 14 to 16 years ago! At first i thought it was a scam but reading through them seem to be a real company but I don’t want to call and give them any of my details but I don’t want to effect my credit score that I’ve worked so hard to build and I also don’t want to pay a debt if it wasn’t mind. I think anyone would struggle to remember what they had bought that long ago! Any advice would be greatly appreciated, thanks