Hi dx
Thank you for your helpful comments….
So having looked around at some of the other threads, and reading up on enforceable CCA v unenforceable CCA
Am I right in thinking:-
A CCA can be a reconstituted (cut n paste) version provided it contains all the same information, as though it were the original CCA with all the terms of the agreement, other than implied terms and prescribed terms applied at the time, for example: stating the credit limit; stating the rate of any interest on the credit to be provided; stating how the debtor is to make the repayments etc, etc, and be legible.
However, for Cabot to take me to court, wouldn’t they need the original CCA?