Hi DX,
Thanks again for your advice and help, much appreciated.
ive definitely not paid anything towards this or communicated to them regarding this for at least 15 years hence why I was shocked to see this.
Interestingly if I scroll down to my credit cards and bank accounts I have now it doesn’t list this Halifax one there.
im positive it’s Statute Barred so I think I’ll take the advice of writing to them straight away.
I know many years ago I had a CCJ registered against me when it shouldn’t of been and despite many letters they refused to remove it.
All it was that someone claimed I damaged their bike and I didn’t think it was my fault and therefore didn’t need to pay so we went to court for them to decide. They decided against me and. So I paid the £100 for the bike within a few days and they notified the courts it had been paid and so there should of been no judgement.
the court made a mistake, lost the letter and even with a fresh letter from the claimant saying I paid them a few days after the court case the court refused to remove the CCJ. That’s 30yrs a go now, however it rings alarm bells when thinking of trying to get things removed
thanks again for your help
Pip