Update he has took the SPF form from me for their solicitors to look at on Monday. Told him I was being advised on here not to do a time to pay. Any help over this weekend you guys can give me over this weekend will be highly appreciated.

Yes my credit has been shot since my early 20s. Got the cab person coming just now. I really do not know what to do now.

name the issuing court: Paisley Sheriff Court Who Is The Claimant: Cabot Financial UK Ltd Who Are the Solicitors: Nolans Solicitors What type of action? (Simple/Ordinary): Simple What is the claim for – 1.On or around 16/03/15 the respondent entered a Fixed-Sum Loan Agreement with Oakbrookunder which the respondent borrowed from them a sum of money repayable on demand. 2.The said agreement was an agreement regulated under the Consumer Credit Act 1974. 3.The respondent failed to pay as agreed on demand and is in breach of contract with the said Oakbrook. 4.The said supplier assigned all rights in the said debt to CABOT FINANCIAL UK LIMITED on 14/01/2019 and the claimants have advised the respondent of the same. 5.The said sum of £11145.91 is the sum sued for. 6.The claimants have made frequent requests to the respondent to make payment of the said sum but the respondent has refused or delayed to do so. D.4: Date of agreement - 16/03/2015 Reference number: 1200017602 Unpaid balance: £1145.91 date of raised claim [or court stamp date from writ] :- Not sure Last Date Of Service [or from form 07]:- 03/03/2020 Last Date For Response [or from form 07]:- 23/03/2020 What Documents are listed in Box E2:[or in your form requesting the same?] 1. No defence: No evidence required 2. No stateable defence (rule 4.4 breach) - no evidence required 3. Statable defence conform to rule 4.4 - No additional evidence would appear to be required at this stage Is the claim for ......an Overdraft, credit card, loan account, HP Agreement, Catalogue or mobile phone debt? :- loan BOX D5 what has the claimant stated: IN FULL or [Pleas in law from the writ] The claimants request that the court order the respondent to pay them the sum of £1145.91 from your knowledge: answer the following: When did you enter into the original agreement before or after 2007? after Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim.:- Debt purchaser (Cabots) Were you aware the account had been assigned – did you receive a Notice of Assignment? Not sure Did you receive a Default Notice from the original creditor? I think so. Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? I think so When was you last payment:- None Why did you cease payments:- Mother died & then best friend & i fell into a big black hole. Was there a dispute with the original creditor that remains unresolved? No

Hi My first post here, so here it goes. On Monday i received a SPC by a sheriff officer the date of the original loan was from the 15th of march 2015 for £1145 & i am at a complete loss at what to do! So i called CAB who are saying since i am admitting to the debt i should get them to fill in the time to pay form. (the CAB person is coming out to see me Mon/Tue) Is this the correct way to go? I have severe depression & anxiety & claim ESA & PiP Any help on what to do please?