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Carlisle1

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  1. Is it possible to dm part of this reply due to Previous DV or not ? I am a little worried the situation will be recognisable. Thankyou
  2. Hello. Thankyoi for replies. lender RBS. Ex partner chose to pay mortgage in lieu of child maintenance. Not made aware by them BUT had stopped paying but £1900 arrears - wrote to lender to advise of situation and that I was seeking to remedy and could pay mortgage. advised they can’t discuss with me and to try to get written agreement form signed from ex to deal with me. Without this I was unaware of arrears figure or payment costs. This has not been given. Ex partner will not respond to them or me. I have since proceeded to make monthly mortgage payment myself since. However the arrears outstanding, have now received a 15 day notice ( with the exact arrears figure ) and have questions on whether if this is paid by myself this will stop proceedings ? thankyou for any help much appreciated
  3. Hello, please could I ask if anybody can help/advise me with a situation that is not straightforward regarding repossession of a property in ex partners name therefore bank will not deal with myself ? House in ex partners name - I am resident with children. ex partner non compliant in any communication I can afford to pay the mortgage 15 day warning notice received advising they will seek to apply to repossess. any help much appreciated Thankyou
  4. Thankyou for all you’re replies I’ve done this the lady said it will Be cancelled off from Apr 19 and they will issue the award notice with overpayment even though I advised her from October 18 ?
  5. Thankyou yes I have no issue with paying back it’s my mistake
  6. Thanks for your reply, I really appreciate it. i just didn’t know what to do as other posts state only to give them the info/ period they are asking for. Does that mean the back office will be in touch h with you for the other period or have you had both years amended now x and did they charge you a penalty for your overpayment, forgetting to tell them ?
  7. @Terrifieddebt @tomtom256 @London1971 Hi Terrified Debt I have recieved exactly the same generic letter early last week. I need to call today or tomorrow please can I ask did they just want information for the year they asked ? As I have a large problem with mine. I still have childcare on my award this year but wasn’t aware until this letter came. I haven’t had childcare since Oct 18. This letter is for Apr 19- now so do I tell them I’ve had no childcare in the period asked for or say since Oct 18. There are conflicting posts many saying they were only querying that year and they could have gone back years etc. Thankyou for any advice you can offer x
  8. @Terrifieddebt @tomtom256 @London1971 Hi Terrified Debt I have recieved exactly the same generic letter early last week. I need to call today or tomorrow please can I ask did they just want information for the year they asked ? As I have a large problem with mine. I still have childcare on my award this year but wasn’t aware until this letter came. I haven’t had childcare since Oct 18. This letter is for Apr 19- now so do I tell them I’ve had no childcare in the period asked for or say since Oct 18. There are conflicting posts many saying they were only querying that year and they could have gone back years etc. Thankyou for any advice you can offer x
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