Hello
I've just noticed something worrying on my credit file with Credit Karma and i'd like to know if this is going to cause me some problems, or if i can forget about it for now.
Search comes up from "Arrow Global Ltd". I looked into who this company was and what they do and i was led to this site, I've already spent hours reading various topics and the great advice given by the team here.
The reason they have conducted a search on me is probably because of an outstanding debt (CC and overdraft) i had with HSBC around 2005-06 ish, at the time i lost my job and shortly after i couldn't afford my rent so i moved to somewhere cheaper and my attitude was "let them chase me, i have nothing". Ever since then, I've not had a single DCA chase me despite being on the electoral roll in every house I've lived in, it's always been in the back of my mind that i may be chased, but until anyone makes contact, i'm not going to worry myself about it.
Is the fact they have searched an indication they now want to pursue this?
I know if it's just an old debt it will be barred by now but i'm not sure if they obtained a CCJ in my absence, i did get the courage to check my credit file around 2013 maybe? and there was a single debt on there but i didn't know what i was looking for back then so i can't remember if it was a CCJ or default.
Thanks for any insight into this
