Just had a chat to the finance who are putting blame on the dealer and that its down to them to rectify. They've contacted the dealer and given them till Monday to contact me and arrange something. I've already been informed its down to the finance company and not the dealer to sort it but half expected them to pass the buck.

Thanks trading standards said the same as you along with the mechanic and MOT station I used. Removing the cat made it not road worthy as would fail the emissions and therefore sold a car not fit for purpose. CAB are obligated to report to trading standards and the DVSA. I had to contact both and pass on full details. I hope something is done as it seems its the finance company that will be worse off. I also now realise why the dealer fobbed me off straight away.

Spoken to CAB and also trading standards this morning. Its definitely illegal on a car as classed as not roadworthy. That also goes for insurance whether declared or not, still not road worthy so insurance void. Car was sold as not fit for purpose, under the consumer act they are in the wrong. Surprisingly it falls on the finance company to deal with this. Trading standards and the DVSA will deal with the dealer and garage. Plenty of backstreet MOT centres about that will take a bribe for those who want a decat car.

Thank you for that letter, I will send that tomorrow. The cost of a second hand cat would be around £1000 then fitting costs. I do want to be mobile again but reluctant to spend a penny until I've heard from the finance company. I've been caught out once before doing that and ended up out of pocket. Thanks again, appreciate the reply and the letter.

To be honest I'm not sure, I'm still fuming that I've been driving round for a year with a car that shouldn't be on the road. I've also spent hundreds on insurance for no reason as it would have been void.

Thanks, going off the bad reviews over the past year surely a court should favour me. Seems like a lot are facing issues with cars bought from there. Do you not think the finance company will also try to get this resolved? At the the end of the day they now have a car which is illegal to be on the road.

As you've said highly unlikely a thief would take the time to weld a pipe on. The mechanic did say he could tell the work hadn't been done recently and considering I've not done many miles it would seem likely done by previous owner. Greenlight motors First response finance Unsure of MOT station without digging out old paperwork.

Hi, bought a car on finance 12 months ago. The dealer put a new MOT on it the day before I picked it up. The car has been fine until it went for an MOT today. It failed as the cat converter has been removed and replaced with a pipe. The garage said its illegal to sell a car without one and also the MOT they had done was also illegal. He also said my insurance would have been void if I'd have been in an accident. The advice I've had so far is the car was not fit for purpose so should be due a refund. Someone else advised to ring DVSA and trading standards but thought I'd give the finance company a chance first. I've spoken to the finance company who said they'll investigate and get someone to ring me but could be a few days. The dealer was less than helpful when I spoke to them. Has anyone any advice as now making payments on a car I can't drive? I'm disabled and really need my car. Thanks

Thanks, I'll be looking at that but think I'm sorted. I fell foul with the PIP decision makers already. I got some advice before reapplying. I went unprepared last time and the report was a complete lie.

Hi and thanks Honeybee, that's the one I've used already. Thanks anyway though. Know its not a massive amount but going from a wage to just ssp has made things hard. I've not sorted benefits out yet even though should be easily entitled to PIP but know it takes a while.

Hi I've been working for a company for about six months before having to go off sick. It's likely I won't work again due to 3 incurable diseases I've now been diagnosed with. I worked a minimum of 36 hours a week over 3 days doing 12 hours a day. I was on zero hours but from what I've worked out off the government website I should ben entitled to full ssp which I think is roughly 94 a week. I get paid on the last Thursday of the month and my wage is calculated from the Thursday before this. I finished work on the 22nd of July and that period ran to the 22nd of August giving 5 weeks. I was then only paid 275 ssp which even with the 3 qualifying days didn't seem right. I then got paid again last week expecting 4 weeks of ssp yet only paid 245. I've questioned it with pay roll who said it's automatically calculated and right but without explanation. Can anyone let me know if they think this is right please? I don't want to create any trouble with the company as they have been good in every other way considering my health. I'm now having to tell universal credit that I'm not getting full ssp even though they think and have me down as doing so.