Thank you so much for putting my mind at rest, the little so and so's really do mess with your head I can breath a sigh of relief.........

So we came home yesterday to this lovely letter from Robinson Way, should we just ignore it ?

Thanks for merging everything. The status is not Stayed. The last entry on the history shows my defence received 6/10/2016. Can I definitely ignore it as it’s nearly 3 years old ?

The old one please

Yes that's me and I have found a post relating to the exact amount Robinson Way are now trying to recover, I knew it rang a bell......... I have looked on MCOL and can see the defence I sent back in 2016 whic was never replied to.

You helped me around 3 years ago with a number of debts my BF was being chased for. Sadly one of those went to a court order before I had the chance to step in and ask for your help, we went to court and were ordered to pay Robinson Way per month which he has done ever since. In the last two weeks somehow they have managed to obtain his mobile phone number and have been trying to call and text him regarding another debt they want to collect, he was told the figure £710.63 but no other information, I am fairly certain I dealt with this one with your assistance previously. They also sent a letter informing him the debt he is paying via the court order is being moved to a different company. When he received this letter he was confused and panicked that there may be a problem and called Robinson Way to check, he asked how they obtained his number as he has never given it to them or the court. There was no problem, the letter was simply for information only, however as they had him on the phone they took the opportunity to speak with him about the £710.63 they want to recover and told him if he didn't respond by the 21st or it could have been the 23rd October they would send debt collectors to recover the amount. Can they do this ? When you helped me previously I'm sure they had to send paperwork first through the small claims court as the first part of the process, has this changed ? I tried to log in with my old log in but couldn't probably because I haven't used it for so long (I set up this new log in, I am still not very good at this thread thing so apologies if I have already done something wrong)

Court was interesting, the judge ruled that the AOE would be suspended and he reduced the monthly amount to an affordable figure, as long as my other half agreed to pay the four months in arrears by the end of the month and then monthly which we have done and will stick to. He did suggest we should write to Howard Cohen to request the paperwork for the debt if we had not had the opportunity to do so, I explained we did not receive the paperwork before it reached CCJ. Would you agree ? Could I use and adjust the wording in the CPR31.14 I have sent for previous claims received ?

Hi Andy, thanks for putting my mind at rest, I will look forward to the hearing rather than dreading it

We have a date at last ! 24th February for a 10 minute hearing........ Never done this before, sounds like it will be very short and sweet, a hint of what to expect would settle my nerves and any advice gratefully received

I submitted our defence on 6th October and received a letter stating the Claimant has 28 days to respond after receiving a copy and if they do not respond then the claim will bemade "stayed". It has been 38 days since I submitted the defence, I have checked MCOL, the claim has not been changed to stayed, can I call or write to ask why it has not been changed ? Or do I just have to wait and keep checking it ?

Yes it's my BF signing

I'm really not very good at searching the library, sorry I have to ask, is this too short and sweet to send ? Account Number: xxxxxxxxxxxxxx I write in relation to my previous letter dated 14th September in which I requested a copy of data you have referring to my account number stated above. You have not responded to my request and therefore you have not yet complied with your obligations under the Data Protection Act 1998. The time for compliance with my request has now expired. If you do not comply fully with my Subject Access Request within 7 days, I shall apply to the county court for an order to enforce compliance, together with damages at the discretion of the court. Yours sincerely, xxxxxxxxxxxxx

I sent a SAR to Churchwod 14th September, how should I follow this up ?

Credit file ? The letter for £323.54 mentions in the last paragraph "Unpaid accounts are usually highlighted on your credit file" Where do I find his credit file ?

Both says Lloyd Bank, no specifics but they do have an "Original Creditor Reference Number", one is £323.54, the other £7,041.16