Heard nothing for 6 & half years until last week. A big fat letter from Barclays upholding my PPI claim which had gone to the Ombudsman (news to me) and enclosing all the waffle and finally at the end a cheque for £3659.20 and advising that £454.85 was taxed - this I can reclaim as I don't pay tax currently.

Further to the call this morning I have just had a call from the company stating they did not meet their customer standards and so will not be pursuing the fee. Wow. Thanks for your helpful guidance, I will still await the SAR just to be sure. Usually if something sounds/looks too good to be true..... I wonder if the 6 and a half year silence had any bearing?

Well surprise surprise Family Money Savers called me this morning demanding their fee. I politely acknowledged I have received their request but require some questions to be answered (in writing). I have made a SAR and asked for confirmation that the Liquidator has asked them to act as agents. The offer for compensation was only received a week ago. Prior to that I had had zero contact or information until the Fee demand was received this week. As you can tell - I am much more able to deal with this now than I was 7 years ago. I intend to give it a go as it's the same people just Company hopping as far as I can tell - all the perks but none of the owning up to failed CMC's.

Hindsight is a wonderful thing. I know now to not use CMC's 7 years ago I was very ill, very much in debt and not able to deal with anything myself. What started as a friendly call re PPI (cold call is the correct term) I was persuaded to allow a chap to call the next evening to discuss making PPI enquiries on my behalf. He was quite pushy and to get rid of him by 9.45pm I signed blank forms with 'x' on the places to sign. Foolish as hell and some will say I deserve all I had coming. When you are depressed you do dumb things. Heard nothing for 6 & half years until last week. A big fat letter from Barclays upholding my PPI claim which had gone to the Ombudsman (news to me) and enclosing all the waffle and finally at the end a cheque for £3659.20 and advising that £454.85 was taxed - this I can reclaim as I don't pay tax currently. Today I received a letter which is making me laugh - it is from Family Money Savers Ltd acting as an agent for Key Financial Claims Ltd the firm that originally contacted me. Firstly I now know KFCL has gone into liquidation which I would expect to null and void my "contract" . More importantly I do not recall giving Family Money Savers my signed permission to continue on my behalf. They state they have been appointed to collect the fees now due - £987.37 (24% incl vat). I checked the insolvency records and can see no details of them being appointed in this capacity by the Liquidators. I believe all liquidation action was completed this March 2019. I do know that the same Director names are on Companies House for both companies. Coincidence - methinks not as further web browsing confirmed. Based on the premise that I see no evidence of either my approval via Data Protection for them to act on my behalf (no signature) or the fact that the original CMC - Key Financial Claims Ltd went into liquidation, should I accept this demand for fees for work allegedly carried out over 6 and half years ago? I'm new here - be kind. Izzy831