The pra debt was originally a lloyds bank loan which has been sold several times. The Barclays bank loan has just been handed over to arvato financial solutions as of 6th September. Otherwise all held by originals.

Thanks for reply. The debts my wife has are as follows.. £8000 Barclaycard £8000 Barclay bank loan £3000 Marks and Spencer Credit Card £3000 Santander Credit Card £1600 PRA group debt recovery Hope that helps..

My wife started a plan with this firm at the Beginning of the year, (Three lions chambers). I started doing a little checking after her direct debit for £85 was cancelled. She is supposed to pay for up to two years in which time they look for ways to reduce her debt by 85 to 90% of the total. On another post on this site it says their barrister and part owner has resigned from companies house. Companies house still has him as a director. His name is Ray Austin Williams. Can anyone say if this is a genuine company that has had any success in what they offering? My concern is that this is some sort of spoof and we has just wasted several months of money which we can ill afford. This is where I hope you guys can help. What do I need to post here to get some real advice on how to sort out the mess we are in? Be gentle please, best wishes Pieman