Thank you dx
There letter says they are 'not entitled to charge interest from the time of the initial issue until the date the loan was fully repaid.'
They must have a record that they sold the unpaid loan on, so it seemed a bit odd to me, but I suppose they don't have an option but to follow it up?
If I fill in their form and accept the refund, am I potentially leaving myself open to more problem or does the statute barred preclude that?