Only paperwork received is from claimant no N244 - no N180 - no to order from court or anywhere else

so submit DQ, (I presume this is form N180 received from claimant) with last paperwork posted? Then need to format a statement, any thoughts on the form this should take? T

Hi Andy all communications with claimant have been posted ( post 98 & 102 ) post 98 was printed from email in spam folder nothing received in post/mail post 102 from what I can see is just a copy of previous statements re claim amounts more than happy to repost paperwork T

Donation to funds made using different email address to one listed for account Only small but I hope it helps Many thanks to all moderators and contributors on forum It shows you are not alone and no problem is too big to try to solve.

thanks dx Follow up question I thought that the N244 had to come from the court, NOT the Claimant? Please correct me if I am wrong T

being dumb how do I contact @andyorch?

from what I as a lay person can decipher they are applying through the small claims court to lift the stay? I am probably wrong in that assumption. please read attached pdf which is a combo of documents received today Note that on the application notice no ref number is shown next to defendants name? lowell 29-04-2021 N244 etc.pdf

Thanks dx sorting paperwork to scan and pdf no need for a copy of the N180 is there? T

Thank you Andy for the information T

Hi So in your opinion how long can this matter continue, or is it open ended? No need for quick reply, only asking so this stays open until the next time. T

Hi Back once again Letter by post from Lowell, see attached redacted pdf. I think they expect me to panic. Regards T 27072020_post_received_Lowell redacted.pdf

Thanks dx When I checked MCOL the other day nothing had changed since last year, unfortunately MCOL is down today will just have to keep checking Once again many thanks stay safe T

Thank you dx for opening thread, something I mistakenly thought was over. After all this time paperwork from Lowell re lifting the "stay" Please note paperwork was emailed to an account where it sat in the spam box, the only paperwork delivered by post is the last 2 items "accounts" Lowell_merged_25062020.pdf

oh-------- I thought something would have been posted on MCOL ok I promise I will read DCA letters BUT ask here for advice before replying T

so ignore dca paperwork only read/study court paperwork and keep checking MCOL Thursday is payday will make sure donation is made to CAG funds in respect of all the help given to me once again thanks dx T

Yes you are correct just before SB'd by about a week if I recall so the way forward is to sit and wait to see if N244 is issued BUT more importantly to await a court letter saying that the stay is lifted Am I correct in my assumption? otherwise just ignore any further communications re this matter?

Hi dx I have pulled the following together to save you trawling docs and or my posts and yes it is well and truly stayed,I think,BUT this is Lowells after all 1.checked MCOL claim history last item shown “Your defence was received on 13/08/2019 at 12:05:48” 2.Paperwork received from Lowell dated ??-11-2019 received 22-11-2019 Merged doc-Page 1 of 39 - 2nd para - line 3 - “You were given the opportunity to request documentation in support of our Client’s Claim, however there is no record of you making any such request for documents.” NOTE: On or about 21st July 2019 I posted by recorded delivery 4 letters/requests to the following. Letter 1 to Lowell Sols which was a CPR 31.14 Request On 03/08/2019 received from Lowell sols letter of acknowledgement in answer to my request for documents Letters 2-3-4 to Lowell Portfolio quoting separate account/reference on each letter. The first line of each letter stated “This letter is a formal request pursuant to s.78 of the consumer credit Act 1974” Yes I have kept receipts for the postings. Page2 of 39. 5th para “Current position” “We note that your filed a Defence in response to our Client’s Claim. However due to an error in relation to our reporting systems the Claim has subsequently been stayed as we did not notify the Court of our Client’s intentions in response to your defence. In order to resolve the matter amicably, our Client is keen to attempt settlement of the outstanding balances with you. Please contact our offices etc” I have and always will keep/make copies of documentation. I am pretty sure that from the date I submitted my defence 12/08/2019 Lowell had 28 days (09/09/2019) to submit their defence, otherwise claim is automatically “stayed”. As stated at 1. nothing is shown on MCOL regarding Lowell defence Please correct me if I am wrong in the above statement. Advice on what happens next is much appreciated. T

Hi all thought they might have forgotten about me, but no. 22-11-2019 received large envelope of docs I asked for what seems like ages ago thanks again dx for pointing me patiently in the right direction Letters_from_Lowell_22-11-2019_merged.pdf Studio card express gifts CCA return Lowells.pdf Crazy Clearance CCA return Lowells.pdf Fashion world CCA return Lowells.pdf

ok thanks

hi dx paragraph 1 totally correct paragraph 2 will put in safe and forget until needed wish I had not posted sar now

Hi dx to save looking back copy pasted Post 37: "Hi Although I have not posted I have not been idle. I have sent Lowell Sol CPR 31.14 re each of the companies on claim form. 22-24/07/2019 I have sent Lowell Port CCA s78 re each of the companies on claim form. 22-24/07/2019 I have sent companies ( original creditors ) listed on claim form a SAR. 29/07/2019" Regarding the above post I have received nothing at all from lowell sols and/or lowell portfolio the only documentation I have received is from Studio Cards in response to SAR re question on upload what is shown in the 2 documents at Post 78 is as it was received all paperwork just merged into 1 in both cases

hi dx paperwork posted is direct from studio cards according to post code on envelope not lowells no paperwork from lowell since their n180

Hi all been away for awhile getting my head together and awaiting developments now back so on with the show received paperwork while away but only from Studio Cards (see attached) - credit agreement and sar N180 not received from Low MCOL still shows the same as on date my defence was received so no change there so I presume now a waiting game to see if more paperwork appears re j.d williams? Studio SAR Return.pdf studio Credit Agreement from studio sar.pdf

many thanks will do T

The ladies name is say Katie L doe... she always signs this way Name on Lowell and CCJ is Katy doe it probably does not make a difference. The problem I have is in completing N245 because of different names used on documents.