Quick question: When submitting the CPR 31.14 Request do I only ask for the agreement, or am I asking for this as well as the other documents? In the POC it clearly refers to "the agreement" and then makes reference to the fact that the agreement was terminated and the agreement was then assigned to the claimant.

Mortimer

Yes, we each had a separate account. Sorry for the confusion caused by my reply, they were both catalogue accounts. Thanks for the guidance. I shall complete the online actions in the morning and prepare the letters to go in the post on Monday.

There are no account numbers listed on either POC. I have tryped verbatim from the first and the only difference in the second is the agreement date and the value.

Name of the Claimant ? Cabot Financial (UK) Limited (This is same for both debts) Date of issue – 30 MAY 2019 (Am I correct in calculated that I have until 17 June to acknowledge and until 01 July to submit a defence?) Particulars of Claim What is the claim for – the reason they have issued the claim? 1.By an agreement between Next Directory and the Defendant dated 14/06/2011 ("the Agreement") Next Directory agreed to issue the Defendant with a credit account. 2.The Defendant failed to make the minimum payments Due & the Agreement was terminated. 3.The Agreement was assigned to the Claimant. THE CLAIMANT THEREFORE CLAIMS 1. 1574.00 2. Costs" My wife's is exactly the same with the exception of the date for agreement being 16/05/2011 and the claim being for 1730.00 and costs. What is the total value of the claim? - mine is £1759, wife's is £1915 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Protocol) ? - Yes Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? - Yes Did you inform the claimant of your change of address? - The original company were informed of address changes. Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? - CAT debts When did you enter into the original agreement before or after April 2007 ? - After on both debts. Do you recall how you entered into the agreement...On line /In branch/By post ? - Possibly online Is the debt showing on your credit reference files (Experian/ Equifax /Etc...) ? - Yes to both debts. Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. - Both debts assigned. Were you aware the account had been assigned – did you receive a Notice of Assignment? - I do not think so. Did you receive a Default Notice from the original creditor? - Possibly. Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? - No to both debts. Why did you cease payments? - Financial difficulties, increased housing costs due to relocation of work. What was the date of your last payment? - Late 2017. Was there a dispute with the original creditor that remains unresolved? - No. Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? - No. Hello, this is my first post and I would be grateful for guidance. I have had a few days away with work this week and arrived home today to discover that both myself and my wife have received Claim Forms for one individual debt each. The details are as follows: I think I have covered all the points but please let me know if there is anything else that is required to get started. I would be very grateful for support and guidance. Many thanks Kj