I did received letter where is tick next to each offence

I didn’t send anything to the court. I thought that TFL already send all my correspondence with TfL which I attached here before. Now I need to send two forms (see attachment)ACKNOWLEDGEMENT AND NOTICE OF PLEA FORM.pdf

To be precise I used card only 13 times. I just checked the statement they have sent to me. I only used it on the way back from work. They count each trip £6.30 (max daily fare) It was only 13 uses by me. They added 44 more trips which my mum was using the card. Luckily I can prove this. I did sent an email with proof to the investigator. I am not sure if he can change anything as letter was already sent with court date. I definitely won’t accept committing 47 offence but only 13.

It wasn’t 10 uses, it was 10 day go to work and back. because it will be court case does that mean it will show on my record?

I got the letter today. I need to appear in court on 22/12/2022 to answer the following charge. They checked card and informed me that I made 47 unpaid journeys which totalling £184.50 fare had been avoided. I do not agree with them and luckily I have a proof that from end of May till mid June I was away on holiday and it was my mum using her own card. Obviously then amount of avoided fares will be different. It says in the letter that application will be made in a court for £375 contribution toward the cost of TFL.

I wish they would drop it. I replied to them at the end on June then got an email from investigator/prosecutor on 20/09. Still waiting for answer.

Nothing. I am still waiting and worrying

It looks like they still didn’t make any decision. I have to wait and see. waiting is killing me

London1990 I replied to them on 20/07, I got reply 21/09/2022.

I don’t understand why they saying : “The offence you will be charged with if we continue, will be a regulatory offence and does not require intent, therefore this conviction is not shared by TfL with the Police and would not show up on a standard DBS check. However if a passenger is convicted of this type of offence and was required to have an enhanced DBS check, then the conviction could possibly show up.”

Please see attached my reply and reply from officer

Hi, I have read everything in this forum about using someone’s freedom pass and how to appeal. I followed your instructions and replied for letter. Today I received an email from investigation and appeal team which says: “I have again reviewed your case and whilst I note you are willing to pay our associated costs and fares avoided in this matter, there is no legal justification to allow an individual to pay costs so as to avoid a criminal record, unless you can point out the legal legislation in law that would allow this option. The offence you will be charged with if we continue, will be a regulatory offence and does not require intent, therefore this conviction is not shared by TfL with the Police and would not show up on a standard DBS check. However if a passenger is convicted of this type of offence and was required to have an enhanced DBS check, then the conviction could possibly show up. TfL consider such mitigation but are unable to pursue a policy where the impact on individuals in certain types of professions alone is taken into account in reaching a decision to prosecute. This could lead to discriminatory practises where specified professionals are not dealt with consistently with other members of the public acting in a similar manner. It is appropriate and right that an authority or employer should have to hand any information required so as to appraise a persons suitability for any given position. For the reasons above, I have considered your particular circumstances balanced against the use of this pass in question and in my view I do not accept that a Warning as set out in the Transport for London enforcement policy applies in this case. I am sorry that I was unable to give you a more favourable reply.“ what do you think will happen now? Is there anything I can do ?

dx100uk Where I can find it?

Where I can find your SB letter ?

Sorry but what is SB letter ?

I haven’t been here for while. During summer holiday we got reply from Lowell: “Oakam Ltd have been unable to supply all the documentation required to fulfill your request under section 77/78 of the consumer credi act 1974. We have been unable to provide the requested documents we have been decided to not pursue the outstanding money at this time. However if Oakam Ltd provide the requested documentation in the future, we may contact you again to request payment “.

of course we won't pay. What will happen if they will send us exactly this same information what Oakam send us on CD? Loan was approved online. Just wondering if screenshoot will be counted as CCA?

on statement shows that last payment of 5.00 was made on 31/05/2013. Why on credit report it shows end date 28/09/2013? but when we were running credit report it showed that : He has two loans under settled accounts: Lowell Portfolio (balance on 07/02/18) Start date: 27/12/2012 Default balance: £5311 Last delinquent date:Sept 2013 End date: 28/09/2013 Start balance: 0 If you go to account history: Date: January 2018 Status: default Balance: £10,785 Second loan - Oakam Ltd Balance on 15/09/2017 - £0 Start date: 27/12/2012 Default balance: £7474 Last delinquent date: September 2013 End date: 28/09/2013 Start balance - £0 Fixed payment- £333 Account history Date: August 2017 Status:settled Balance: £0 Date: July 2017 Status: default Balance: £6903

original loan was taken earlier but on 27/12/2012 he took top up which total was 5,000. don't understand why Oakam added another contractual interest for 29/04/2015-11/03/2019 if they sold debt on 15/09/2017?? image5.pdf we have received letter from Lowell telling us that they requested information from Oakam and we might have to wait for 40 days for they reply.

I am not sure if you can see picture so that is Oakam reply: Please find enclosed with this letter a CD with all the available information you have requested from Oakam. Call recording are normally held for duration of 2 years, so these are provided where possible. Please be aware that Oakam's customers do not fill out application forms directly. They undergo an interview process and the information they provide is filled in by the customer service representative that is conducting the application. In this instance the applications have been provided as screenshots. Regarding the statements provided, these show all the charges and interest due on the agreement as per contract. Please be aware that the outstanding balance owed on your most recent loan has been assigned to Lantern (formally Motormile Finance UK Limited) on 15/09/2017. Thus, any concerns regarding balances or payments need to be sent to them. We have been told that debt was sold to Lowell, now in letter that giving different company. Confusing

we have another letter from Oakam with CD. image4.pdf

thank you

so another waiting time.

SO what to do now? In regards of CCA, Lowell will ask request documents from Oakam. Thats mean they don't have it. When we called Oakam before they informed us that they don't have any papers which relates to my partner debt because they sent everything to Lowell. Confusing

from debt collector advice website, not sure which one. Is that something wrong?