Sorry, I just posted here because I see other threads about Very.co.uk in this subforum.
I paid on Very.co.uk with PayPal and they don't have any access to my credit/debit card so I don't think so it would trash my credit file.
I have a downloadable statement reference document stating that I was refunded to my PayPal and that the item was not delivered. In that same document, it says that the item has now been delivered (which it hasn't).