Name of Client: Mr Michael Braham Grizaard & Mr David Stephen Coates
Particulars of Claim
What is the claim for – the reason they have issued the claim? Please type out their particulars of claim in full (verbatim) less any identifiable data and round the amounts up/down. Outstanding arrears of Ground Rent & Insurance
Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes
What is the total value of the claim? £1882.59
Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? No
When did you enter into the original agreement before or after April 2007 ? Lease date 29 Aug 2007
Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? yes
Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Claim given to PDC for recovery
Were you aware the account had been assigned – did you receive a Notice of Assignment? No
Did you receive a Default Notice from the original creditor? No
Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No
Why did you cease payments? Offered to pay £60 per month but this was refused by PDC
What was the date of your last payment? Last year
Was there a dispute with the original creditor that remains unresolved? No
Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management planicon? Yes, they're not interested want full payment.