ok update, looking through my paper work i received a letter from Cabot about this debt in oct 2012,
i went through the process of asking for a CAA, Notice of assignment.
they sent me a letter saying they didnt have it but would provide it within 40 days?
this was in march 2013,
i have not heard anything since,
until last week sept 2018,
do you think they are testing the water
thanks again in advance.