I have 3 student loans from pre-1995 which have been deferred bar a brief spell shortly after I graduated.
Last week I received a phone call from Erudio stating I was in arrears and would I like to make a payment to clear.
I queried and said accounts were deferred and I was not aware of any arrears.
She told me I should have received a letter and then said it was an system error, then retracted and said I should have received a letter.
I was polite but firm and said you shouldn't call people requesting payment with no further information.
She said she would put a block on phone calls for a few weeks until I receive the letter. She also mentioned my account would be written off soon but only if arrears were cleared.
Today I received 3 Erudio letters with an FCA Arrears information sheet.
They state 'you are behind with your payments under the Agreement' but there is no further information re how these arrears arose.
Nor is there information about how to repay just a request to contact by telephone, post or e-mail to 'discuss the state of your account with us'.
Other that this I only ever receive and return deferment forms (never including the NI information) online and so this is a bolt out of the blue.
Is this happeneing to others and is it legitimate and what should I do?