Hoping for some help here.
I was getting chased for a debt to Lending Stream that I didnt remember getting, however Asset Collections was chasing me so I was speaking to them a few times and the debt was from Several years ago.
I agreed to pay it back to get it off my chest, however, on one call, I was told by the advisor that my DOB didnt match the debt therefore the debt was not mine. So I asked to receive original copies of the credit agreements.
Next thing I knew, I received a CCJ notice from Laganside Courts and since then I have been in dispute with TM Legal services regarding this.
I asked them to again to supply a copy of the original signed agreement.
Failing this several times and sending me a few emails saying hold period expired
they sent me what they say is the original agreement.
It was password protected so I phoned TM Legal and they said this would be my date of birth as on the original agreement
- but this wasnt accepted.
They then replied telling me the password.
On this, there was no confirmation of personal details such as DOB and it wasnt signed.
I queried this.
Each time I phoned they tried to get me to confirm my DOB which I refused.
Now they are saying they are going to enforce the CCJ.
I dont know my options now as they are refusing to supply any further information and state that if I want to dispute the debt with them it would cost me £250.
I informed the agent that as they have failed to supply me the information I have requested several times I now am informing them that I believe this is now harassment.
Any help please would be appreciated.
Cheers