Thanks all for the replies
@fkofilee: I had quite a few PDLs back then. Got in a real mess with finances (had a baby, made redundant and eventualy evicted from a rented flat lol)
All of this around 2012 (the world was supposed to end or something... almost did) I've stopped paying back all PDLs and ignored pretty much all the rubbish they've sent me.
This one looked scary though as I know BW Loonies do take people to court so I panicked a bit.
I know I could start fighting back and claiming the moeny I paid but now I just want all of this to be over.
Debts SBed, written off... gone from my CF (not many left and all to be gone this year)
Waiting for Claim Form from the Courts is an option as it may buy some extra time but is it worth it...
It's a same reply/defense as PAP
Thanks