Hello, Just wanted to give a quick update, as annoyingly on some of these threads people ask for advice, get it, but don't tell you how it concluded, and i didn't want to be one of those people, after all the help and advice i was given.
One account out of the six accounts that IDEM had, appeared to be a valid CCA, the others fake, on making no payments to IDEM for six months, they agreed to settle at a 70% discount, this was paid on the understanding that it was settled with a zero balance and would not be sold on to another DCA in the future.
Some will think i need not have paid anything at all on the accounts without a CCA, but it was my choice to settle at this amount and i feel pleased i have, this way should(i know unlikely) a valid CCA crops up sometime in the next six years i would be liable for the full balance, this way it is now done and dusted.
Thanks for the advice given by this site, i for one am happy with the outcome.
Thank you!