HI ALL,
to cut a long story short ive had problems with the above for ever.
I have an arrears repayment order on a suspended warrant which is nearly paid off,
howver every year they attempt to enforce the warrant without success.
My issue is this,
on my letters and quarterly statements I have seen a whole bunch of other charges.
3 years ago i wrote to complain and they removed them incremently.
these charges are shown to be part of the arrears
however they are threatening again (not that i get worried),
please could you tell me exactly what the hell these charges are as im thinking of actually taking this further and calling them out on them
on my statement it states
Insurance related charges (the buildings insurance is part of the CMI and is stated on the monthly interest rate letters i get)
i have no idea what these are
Fees and Security related charges ( a name change here as they were listed as other at one point)
These fees and charges total 6822.87 and are put on the arrears of which the total is 2757.
So makes my arrears look higher than they actually are.
Is there anyrthing within FSA MCOBS regarding this and how to deal with it officially?
any help greatly appreciated:-)
Thank you