name the issuing court: Paisley
Who Is The Claimant:*Asset collections & investigations ltd
Who Are the Solicitors:*Walker Love?
What type of action? (simple/Ordinary):*Simple
What is the claim for –*the claimant is a fully authorised debt collection agency regulated by the financial conduct authority (fca ref no 708400) the claimant regularly purchases portfolio of debt from lending stream llc. the lending stream llc are a loan provider and are authorised by the fca.
The respondent was granted a credit facility by lending stream llc under the consumer credit act 1974.
the respondent defaulted on payments.
a default letter was issued by lending stream llc.
Lending stream llc exhausted all in house collection activity and subsequently sold this debt to the claimant with an outstanding balance of £1563.52.
The claimant has now exhausted collection activity.
The respondent has since made payments of £0 to the claimant.
Therefore the current debt outstanding is £1563.52
Last Date Of Service:- 26.02.2018
Last Date For Response:-*19.03.2018
What Documents are listed in Box E2:[or in your form requesting the same?]
1. copy of signed letter of association
2. copy of signed consumer credit agreements
3. statement of account
4. any relevant correspondence *
Is the claim for a Overdraft, credit card, loan account, HP Agreement, Catalogue or mobile phone debt payday loan
BOX D5 what has the claimant stated:*
I want the court to pay me the sum £
I want the court to order the respondent to pay me interest on that sum at the rate of 8% annually from the last date for service
from your knowledge: answer the following:
When did you enter into the original agreement before or after 2007? after
Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim.* purchaser
Were you aware the account had been assigned – did you receive a Notice of Assignment?* no
Did you receive a Default Notice from the original creditor?* no but I moved house several times
Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ?* no
When was you last payment:- never
Why did you cease payments:-* debt piling up and unable to cope with stress or afford payments
Was there a dispute with the original creditor that remains unresolved?* Not sure what is meant?
Did you communicate any financial problems to the original creditor and make any attempt to enter into a DMP no