Hi
Just called Capital one. The woman I spoke with could only give me the date they sold the account and could not see any other info. ie when I last made a payment to the account.
Date account sold to Lowells: Jan. 2010 for £1000.85.
If I carry on with a subject access request will I get this info from capital one or is it likely that they just don't hold the information anymore?
The woman at capital one was suggesting that I ring lowells which I won't be doing.
But should I contact them in writing stating that that account was statue barred and requesting evidence that it was not, also do the cca request and subject access request with them. if they can't prove demand they remove or then move to remove myself via court.
Or apply to court now directly and see if they defend, but could I get lumbered with court costs if I lose.
Thanks