Hello everyone,
Please be nice, I appreciate this trouble was something that happened when I was not as smart around money. I have learned my lessons and now doing well.
The problem I have is a company I used to be a director of.
My partner left the country and me saddled with the personal overdraft guarantee of £2000.
No other debts.
It is difficult to remember all the details, but I remember it was for an overdraft with barclays commercial banking.
I had to dissolve the company, appropriately notifying companies house.
This all happened without a problem.
Company dissolved as of January 2013.
A year or so later I was told I was liable for that money via letter.
I ignored it - I know, head in sand not a good idea, but just didn't know what to do at the time.
The letters stopped eventually.
Now I've had a debt collection company get in touch recently out of the blue.
But, given this occurred that long ago,
and I never communicated with the bank after dissolving the company about this debt,
is this debt still enforceable?
Would really appreciate help with this.
Thanks,
M