Hi there, first post time and I'm hoping someone with way more knowledge than me might be able to help.
I've a Lloyds loan from 2008 that was sold to Cabot
they say I still owe £12k on
I was making payments towards until April'17
I contacted Cabot for my CCA,
waited 40 days then stopped payment,
now just a few days ago they have sent me a reconstituted version which they say complies along with various copies of payments made to Lloyds and Cabot themselves.
I've attached the CCA they sent me.
All signitures and addresses are correct and the debt in no longer showing on my credit file, but I've no idea about the rest of it
Can someone who knows about these reconstituted CCA's please take a look and let me know your thoughts as whether this is valid please and what migh optiosn might be?
Last part of attachments
Sorry, I've compiled them into one pdf an attached here.
CCA-Recon.pdf