Hi guys,
Hoping you can help me,
while at uni I like many had to live on these damn things,
I would pay one off then get another one out the same day to keep on top of the money which had just been paid back,
The other day I got a letter from Moriarty Law Solicitors threating court action,
like an idiot I agreed to pay back 50 a month to them for a 450 balance from a 300 pound loan, I can not afford to do this I made one payment and then stopped it.
Today I called up and explained the situation and the customer service agent was so rude!!
Quickquid unfairly lent me loans for a good 2 years I would say, without any means check and let me run up so much debt. I also have debt with 2 other lenders but they are not with DCA yet.
I understand there is a gray area once it goes to a DCA so could you please help?
I cant log into my account on quickquid either.
I know I borrowed it so should pay it back but Moriarty Law Solicitors won't accept a plan I can afford now I missed a payment.
This is just one of them -
As we have advised you previously in the Notice of Default, you have failed to make payments required under your Loan Agreement with QuickQuid or to contact us to take corrective action.
Loan: ....
Date of Agreement: 41507
Outstanding Principal: £250
Outstanding Interest: £208.44
Outstanding Late Fees: £24
Discounts & Credits: £0
Total Amount Outstanding: £482.44
As a result, we have decided to refer your account to a Third Party Debt Collection Agency who will be in touch with you in due course. Their information is listed below.
If you would like to make a payment, please contact the debt collection agency:
ARC (Europe) Ltd 01932 251842