Westcott are handling it atm for their client, arrow.
Presumably I contact them.
Should i CCA wescott to prevent them issuing a backdoor ccj?
i figure that might stop everything until it's statue barred, or, the produce a legit CCA and it goes to court with my knowledge.
Is this the best option?
For the record,
i borrowed the money for a "friend" who did a runner,
the fees piled on,
tried to track down the friend,
no joy,
couldn't get any criminal charges as nothing in writing
(yes, i was young, stupid and trusting)
the credit crunch happened,
i suffered a close family death and had a bit of a break down
--- fast forward to today.